Product Manager - Card Payments

Tesco Business Services & Technology (TBST) was established in Budapest in 2019, supporting the Tesco retail business in Central Europe and the Tesco Group. TBST is part of our global business services and technology organisations within Tesco.

In Budapest, our Technology hub currently employs near 200 – and growing number – of highly trained software engineers and product managers who are implementing global software development projects across fulfilment, pricing, supplier management, online and in-store loss prevention, and our online grocery sites.

Our teams consist of individuals who can truly make a difference. Focusing on building a world-class business services centre alongside cutting edge technology capability, they are working towards our goal of serving our customers and colleagues a little better every day. We are expanding our operations locally and we are looking for the best talent. Let’s shape the retail technology landscape together!

Currently, at Tesco Technology we work in a hybrid model. We love working from home, but we also love connecting, collaborating, and innovating with our colleagues in person. We meet in our office in Budapest for 3 days a week.

What’s in it for you

Tesco is a diverse and exciting employer, dedicated to being #aplacetogeton, providing career defining opportunities to all of our colleagues. If you chose to join our business, we will provide you with:

• A learning culture and excellent opportunities to develop your career within your chosen field or something altogether new
• Varied and exciting projects to play a part in – there is always something new and exciting in the pipeline
• Competitive Salary and benefits package

If that sounds exciting, then we'd love to hear from you.

#LI-AF1

As a Product Manager for the Card Processing Back Office team, you will drive the product strategy, roadmap and execution for payment processing technology at Tesco. Your mission is to ensure that payments are better for our customers and simpler for our colleagues. You will be the payment domain expert for Tesco, traversing partner and team boundaries, handling trade-offs, and able to collaborate expertly with both technical and non-technical audiences.

We are in full control of the payment lifecycle, protecting customer data throughout. We enable innovation through a developer-friendly, omnichannel retail platform that is controlled, built, and operated by Tesco.

You will be empowered to deliver with speed and impact. You will initiate product discovery and identify opportunities to deliver increments that are desirable for customers and colleagues, technically feasible, and viable for the Tesco business.

So what does this all really mean? Well, your team will own our card settlement capabilities across all channels and markets. You will manage and grow a leading settlement gateway, responsible for processing over 2.5 billion transactions per year through to our acquirers and issuers. You will be the payment domain guide, engaging in a technical relationship with our acquiring partners, being able to understand, manage and ensure we adhere to regulatory & scheme mandates.

You will also contribute to our broader payment strategy, including; new payment experiences, the future of card payments, open banking, native wallets, closed loop schemes and much, much more.

You will work as part of the Payments team in Tesco Technology, a cross-functional Agile product development team of engineers, technology product managers and programme managers. Our products are effective, efficient, safe, and exciting. Our portfolio of payment products includes card payment readers and cash acceptance instore and across our petrol filling stations, digital checkouts, payment gateways, payment data security, payment history, and our Tesco wallet.

We are based in office locations in the United Kingdom (London and Welwyn Garden City), India (Bengaluru) and Hungary (Budapest). We are responsible for payment experience and processing for all Tesco markets globally.

- Strong payments domain experience, within a EU Payment Gateway, PSP, Acquirer, Scheme

· Able to understand regulatory & scheme compliance mandates, and work with our acquiring partners on a technical level to ensure adherence on a prioritised basis.

· Experience working with multiple acquirers across the payments ecosystem.

· Well-connected across the payments industry. A network that includes schemes, acquirers, gateways, and other merchant teams in non-competing markets would be an advantage.

· Has delivered change in a Retail environment (in-store, online)

· Leadership of an API or platform product to build new lines of business

· Efficient in stakeholder management

· Able to influence and guide partner product teams

· Business process mapping, workflow optimisation, human centred design

· Technically proficient to influence and understand the solution context and approach (legacy, tactical, strategic) and trade-offs in software development choices

· Built scalable, resilience transactional services as part of a wider service orientated architecture for multiple consumers and front-end apps to use, e.g., Tills, Online

· Demonstrates progress against Objectives and Key Results

· Has taken multiple ideas through the software development lifecycle, from conception to go-live and ongoing optimisation